Both teams are 3-0 to the over and will now finally have an opportunity to play equal competition. Look for a high-scoring affair in a game between two awful defenses.

Georgia State is perfect ATS and has a high-octane offense that has scored 30 or more points in each of their three games. NIU has been quite the opposite, 0-3 SU and failing to surpass 24 points on the scoreboard.

The over is 3-0 for Miami in three games this season, and that's where we'll look. The UConn offense should be able to move the ball nicely against Miami, and we should get a healthy amount of points from both sides.

The Troy defense has allowed 27 or fewer points in all three games, and the under has cashed in each of those outings. Meanwhile, the Utah State offense has been abysmal, averaging just 10.3 points per game.

Will NC State be able to bounce back? My bet is yes. The last time NC State was embarrassed, in a Week 0 loss at Virginia, it stormed back at home and crushed Richmond of the FCS. App State has won all three games this season, though, and it is 2-1 against the spread (ATS), including a 27-24 win at East Carolina on Sept. 12 as a 6.5-point underdog in its only previous road contest. Still, I expect NC State to hold serve at home, but two touchdowns is an awful lost. NC State might blow out App State, or it might lose outright. This might be the most important game for coach Dave Doeren in his tenure in Raleigh, as the season could go south in a hurry after the crushing loss, or the team can rally around each other.

The Minutemen offense has been strong, but it's the defense that is also doing work. The D has allowed 21, 10 and 14 points through three games. Granted, the past two wins are against Sacred Heart and Stonehill of the FCS, but a win is a win, and we have seen UMass win very few games in recent seasons. This team has confidence, which cannot be said for Sacramento State. The Hornets are 1-3, and finding life at FBS a little more difficult than anticipated. It has scored just 13 points in the past two losses, including a 31-10 loss to North Dakota State last weekend in the capital. Let's back UMass to add to the woes of Sac State.