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College Football Picks

Get free college football picks for the best action throughout 2025-26 season, including college football picks against the spread, straight-up, money line picks, and total picks (over/under). Our data-devouring experts find you the best betting trends and NCAAF picks this week.

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3:00 PM ET

Sat Dec 13

CBS

Army

Navy

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Game Totals Pick

Over 38.0(-110)

Reasoning

Navy’s offense alone can get us into striking distance, if the chips fall that way. The Midshipmen after all as mentioned, score 32 points per game. Navy also bleeds points. Though they marked off wins at a clip while doing so, they gave up 23 points to Tulsa, 31 to Temple, 24 to UAB, and in a rivalry game against Air Force, the Midshipmen gave up 31. The Force’s modus operandi is like that of Army’s, they love to run the football. This is also a Navy football team that we have seen get exposed in particular against the run. All of this lends to Army getting multiple opportunities to get on the scoreboard.

Typically, Army-Navy games are lower scoring and if we rewind a few years back, the Under was always the trendy play as it was hitting for over a decade. That’s changed recently, the Over has cashed in two of the last three meetings but the thing that is different here is Navy’s offense which has become prolific. The problem is that on the back-end, Navy we know will give up points. Let’s say hypothetically that the Midshipmen rout the Black Knights here, we are not saying that they will, but hypothetically speaking…Navy will go off for thirty-plus points at minimum and they can clear this number on their own. But even if the Midshipmen stay in the thirties, they would need to keep Army off the board entirely to guarantee an under. With a defense like Navy’s and a spirited outfit like the Black Knights who will have a few tricks up their sleeves, that seems unlikely. Grab the Over.

Army vs Navy prediction: Over 38 (-110) available at time of publishing. Playable to the number.

BET o38.0 NOW WITH

Money Line Pick

Army Win(+205)

Reasoning

Yes, the Midshipmen are ranked. Yes, the Midshipmen are 9-2 and they can win their tenth game this season. Yes, Army is 6-5 and lost to Tarleton State, a FCS team earlier this year. But this rivalry throws all of that out the window. Regardless of where either team goes from here, we can be rest assured of one thing: this is the Super Bowl for both the Black Knights and Midshipmen. What does that mean? You don’t want to be laying points in this one, period.

But we’ll go further. This is the type of game where Army can do more than just cover, they can win. Navy’s offense? Indeed, it is like a video game come to life. Blake Horvath and company lead the nation in rushing yardage and they bode a top-25 offense in scoring, averaging 32.5 points per game. The problem? Navy’s defense. The Mids give up nearly 400 yards of total offense per game (112th overall in the FBS) and they surrender 27 points per contest. By those numbers alone, Army will be in position to cover if Navy’s usuals play out. But, if Army is in position to cover here, that means they will also be in a position to win. Given the volatility of America’s Game, an underdog that is live is an underdog that can win. Black Knights outright with the upset.

Army vs Navy prediction: Army +205 (Money Line) available at time of publishing. Playable to the number.

BET +205 NOW WITH

Napier Montgomery

Vote on who will win!

College Football Picks This Week

With so many conferences and hundreds of matches played every weekend, the biggest test with any college football picks is unearthing those hidden gems. Here at Pickswise, that is exactly what we do. By focusing on the Power conferences and the Top-25 teams, along with a select number of other matches, our experts can focus on the key games and leave no stone unturned in our research. Pickswise is the home of free NCAAF picks, and we break down all of today’s college football action, with each pick coming with accompanying analysis, including all of the key stats, trends, and reasons for our pick.

Be sure to check back each week during the season for all of our top college football picks today.

Expert College Football Picks Against The Spread (ATS)

The most popular college football pick is against the spread (ATS). Against the spread betting isn’t about picking a winner of the football game, it’s about picking the team who will cover the spread.

Let’s say you bet your money that Team A covers the spread (wins by a certain amount of points), Michigan State -6.5 for example. Or that Team B will cover the spread (keep the game closer than oddsmakers expect), Ohio State +6.5. If Michigan State beat Ohio State 30-27, then Ohio State covers the spread, and underdog backers are cashing tickets with +6.5 on Ohio State.

Against-the-spread betting is extremely popular in football and that’s one of the main reasons why it’s one of the most popular college football picks on our site.

NCAA Football Today – Today’s NCAAF Picks

At Pickswise we cover all of the Power NCAA football today, with full game previews, picks, and betting analysis brought to you by our college football experts. A typical college football season runs from August to December and is preceded by the College Football Bowl Season and College Football Playoff, culminating in The College Football Playoff National Championship game in January.

When Do You Post Your College Football Picks

We post our college football picks for this weekend a couple of days before the scheduled match. We post our picks early enough so that you can digest the information, do your own research into the match, and make sure you get the best lines and odds for that particular pick. Like anything in sport, some things are unpredictable, and on occasion, we may choose to delay posting a pick if there is something like a key injury or likely conditions that could have an impact on the outcome of the match, or our pick itself. Check back leading up to the weekend every week throughout the season to see what NCAAF Picks we have for today.

Free Expert NCAAF Picks

All of our NCAAF picks are absolutely free, all season long. We have a team of expert NCAAF handicappers on hand to preview the very best of the Power conference or Top-25 ranked match, every week, all season long. Each of these previews comes with our experts’ NCAAF pick on the three main markets (Money Line, Spreads & Totals) with a full breakdown of why they like a particular side, as well as a confidence rating for each individual NCAAF pick. You can find every NCAAF pick throughout the season right here on the NCAAF Picks page, or check out our NCAAF Parlays for even more insight into betting better on NCAA Football this week.