Navy Midshipmen vs Temple Owls Prediction, Odds and Picks for Tomorrow, 10/11/25

The Navy Midshipmen hit the road for Philadelphia to battle the Temple Owls in an American Conference battle. The Middies top the conference standings with 3 wins in the league already, while the Owls have a conference victory in 1 game in the American so far. Temple’s defense has been surprisingly decent, but its Achilles’ heel is its rushing defense. Temple allows 158.0 rushing yards per game, ranking 96th in the nation, and that’s quite a problem against the Midshipmen. Navy is No. 1 in the nation with 317.4 rushing yards per game, and 12th in total yards with 490.4. It can pass a little more than seasons past, and Navy is good for 37.4 PPG.

Navy has won all 5 games to date, but it is just 1-3 against the spread (ATS) in 4 games against FBS opponents. The over is 4-1 through 5 games, too, if you’re looking for a potential same-game parlay (SGP). Temple is 4-1 ATS through 5 games, and its defense has allowed 21 or more points in 3 straight. Stopping the Middies’ rushing attack is going to be difficult and the reason the Owls do not cover.

Navy vs Temple prediction: Navy Midshipmen -10 (-110) at time of publishing. Playable to -13.5.

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