Carolina Panthers

Carolina Panthers vs San Francisco 49ers Prediction, Odds & Expert Picks for Monday Night Football in NFL Week 12 for Monday, 11/24/25

Levi's StadiumESPN
Panthers
Panthers
Mon Nov 24
49ers
49ers
WLWLW
Last 5
WLWLW
6-5Record7-4
7-4-0ATS Record6-5-0
6-5O/U Record7-4
San Francisco 49ers

Panthers vs 49ers Best Bets

Point Spread PickBest Bet
SF 49ers -6.5(-115)

Markets and NFL media heads are high on the Panthers after they did something highly unusual: win a big game on the road with Bryce Young under center. Even more unusual was Young’s form. The former Alabama star made Panthers’ history last Sunday, throwing for a franchise game-high 448 yards and three touchdowns in a winning effort at Atlanta. Down 21-10 at halftime, at one point Young had to exit to Carolina’s locker room to address a new ankle injury. Immediately it felt like the same old story; an ailing group under new coach Dave Canales, who can’t quite get it right. The Panthers’ offense caught fire, along with their defense permitting just 92 yards and six second half points, and history will see Week 11 as an impressive comeback win for Canales’ group, a roster that’s proving it’s not built the same as previous iterations.

Unfortunately, we’re here to spoil the party. While the Panthers win was impressive, we must consider their opponent. After starting the season looking like a formidable NFC contender, the Falcons loss on Sunday was their fifth in a row. Even worse, Michael Penix Jr., their second-year starter who took over for Kirk Cousins last season, left with what’s likely a season-ending knee injury. Atlanta’s defense has also been floundering for over a month. 

This Sunday Carolina will face a much bigger road challenge. The 49ers are coming off an inspiring victory on Sunday, one that left their fans hopeful that this season may have a higher ceiling than once thought. San Francisco leveraged three Arizona turnovers, but with Brock Purdy back their offense was smooth and explosive, turning five red-zone possessions into four touchdowns. They clobbered their rivals 41-22 on their enemy’s home field, and perhaps most importantly: Purdy looked fantastic (19-26, 200 yards, 7.7 yards per pass, three touchdowns). It was the kind of win that catalyzes future success.

The Panthers deserve a ton of credit for their turnaround this season, but the 49ers still have championship fabric throughout their roster, including a coach and quarterback pairing that’s as effective as any in the NFL. The Niners’ offense is also healthier than it’s been all season, with Jauan Jennings, Ricky Pearsall, and George Kittle all ready to roll for Week 12. We like the home team to pull away.

Panthers vs 49ers best bet: 49ers -6.5 (-115) available at time of publishing. Playable to 7.

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Panthers vs 49ers Pickswise Expert Predictions

Game Totals Pick
Over 48.5(-115)

We should start by stating the obvious: no NFL team has more overs this season than the San Francisco 49ers. They’re 7-3-1 ATS to the over through eleven weeks. Of course, part of that is because of their litany of defensive injuries. Entering Week 12, they have six defensive players on injured reserve, including their two best players, Nick Bosa and Fred Warner. Because of those injuries, they’ve consistently allowed points (22.9), but their offense is a big part of it, too. Whether it was Brock Purdy or Mac Jones, their offense continues to be production. After all, it’s run by Kyle Shanahan, widely regarded as one of the NFL’s best playcallers. The Niners have gained 349.4 yards per game, a top-ten mark, and now that their playmakers are healthy their average points are bound to rise (currently 23.7 per game, 15th). 

The Panthers’ offense is unlikely to perform as well as they did this past Sunday (30 points, 486 yards), but they can still do some damage on Sunday. The Niners’ defense simply hasn’t been very good, regardless of who’s on the field. According to advanced EPA metrics, they’re 31st in defensive success rate and 27th in defensive success rate. They’ve also allowed 114 points in their past four games. We don’t necessarily expect Bryce Young to have a repeat performance in the Bay Area this Sunday, but the Niners’ secondary is a bottom-five program in EPA per pass. Plus, Young’s Week 11 showing should only produce more confidence. They can surely get into the 20s.

Panthers vs 49ers prediction: Over 48.5 (-115) available at time of publishing. Playable to 49.5.

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Chris is a writer for Pickswise who’s been handicapping the NFL since 2011. He began his public betting career as a betting writer, and has since become a contributing analyst for various betting sites and shows. He was a 5th place winner ($114k) in the 2021 NFL Circa Millions contest, and he owns his own sports betting podcast, Laying the Points. Chris approaches handicapping using psychosocial principles and nuanced market analysis. The NFL and NBA are his favorite and most profitable sports.
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Top Trends
Point Spread

The 49ers have covered the spread in 4 of their last 5 home games against teams with worse records.

Game Totals

The Over is 4-1 in the 49ers' last 5 matchups against NFC teams.

Money Line

The Panthers have lost 4 of their last 5 games against teams with winning records.

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