Chargers vs Patriots Predictions, Odds & Expert Picks for NFL Wild Card Round for Sunday, 01/11/26

There wasn’t much faith that the Bills would have their 5-year stranglehold atop the AFC East this season. The Patriots seemed like a long shot after a 4-13 record in QB Drake Maye’s rookie season, but New England brought in former LB Mike Vrabel as head coach. Vrabel helped flip that 4-13 mark to 14-3 and propel Maye to strong MVP consideration with 4,394 passing yards and 31 TD passes. New England overcame a 1-2 start, which included a mind-boggling loss to Las Vegas in the opener, to win 10 consecutive games before melting down in the second half against Buffalo. The strike against New England is 12 of its 14 victories came against non-playoff teams, as the Pats only beat the Panthers and Bills in consecutive games early in the season.

The Chargers travel cross-country to Gillette Stadium as QB Justin Herbert seeks his first playoff victory in 3 tries. After losses to Jacksonville and Houston in the last 3 seasons, Herbert and the Lightning Bolts try to break through after a 2nd straight 11-6 regular season. Los Angeles went through a 7-1 stretch from late October through Christmas before dropping the final 2 games to Houston and Denver. The Week 18 loss to the Broncos meant nothing since Herbert sat and the Chargers had no chance at winning the AFC West. In 4 games as an underdog with Herbert starting, the Chargers posted a perfect 4-0 SU/ATS mark, including a pair of victories over the Chiefs and a home win over the Eagles.

It’s interesting how the Patriots didn’t lose a road game, but dropped 3 games in Foxboro. New England finished 8-3 ATS as a favorite, as 2 of the non-covers came in close victories over Cincinnati and Atlanta. The argument against New England and its schedule is valid, but the Pats also defeated the Buccaneers and Ravens as underdogs, both of whom had a shot to win their divisions in Week 18. Herbert hasn’t won a playoff game, and they are going into a tough environment in the cold on Sunday night against a Patriots’ team that is hosting their its postseason game since 2019.

Chargers vs Patriots prediction: New England Patriots -3.5 (-110) available at time of publishing. Playable to 4.

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