Looking for reliable NFL Picks Today? Unlock our expert predictions for every game of the 2026–27 season backed by sharp statistical analysis and key betting trends. Last season, the picks & predictions generated a profit of +82.1 units with 30 winning selections, making it an excellent resource to enhance your betting strategy.
When Nico Collins plays, Houston is averaging over 29 points per game and CJ Stroud looks extremely comfortable under center. Jacksonville should find success against a Texans defense that could be without multiple key players in the secondary.
The Jacksonville defense has been a top-five unit across the league this season, while the Jaguars' offense should be able to generate some success against a somewhat banged-up Texans secondary.
The Titans are currently 0-5 and have the worst offense in the NFL, averaging just 11.6 ppg. The Colts have swept Tennessee in each of the last three seasons, and another comfortable win could be on the horizon, with Tennessee unlikely to be able to slow down Jonathan Taylor.
The Titans have reached 20 points only once in five games this season, and they could be in for another low-scoring game. The Colts have been hot in the run game and will likely lean on Taylor, but Tennessee's rush defense has been solid, and a game focused on running the football could result in fewer possessions and therefore fewer points.
If Pittsburgh is truly the better team, somebody forgot to tell the oddsmakers. With this spread sitting below a field goal, Tampa Bay looks less like a longshot and more like a home underdog with a quarterback who’s finding his groove and coming off a huge upset win.
A total of 39.5 feels surprisingly low for a game featuring two teams that showed plenty of offensive life last week. If Tampa Bay's new confidence and Pittsburgh's scoring surge continue, the 40-point mark could be in danger long before the final whistle.
The Giants have tallied 63 combined points over the last two contests with Jameis Winston at the controls. They'll be taking on a Saints defense that is 28th in EPA per play and 31st in success rate, which bodes well for an offense that wants to spread the ball around more to Malik Nabers and Isaiah Likely in the downfield passing game.
New Orleans is among the worst units in the league in EPA per play and success rate allowed, while also sitting at 31st in EPA per rush allowed. On the other side, the Saints offense has shown an ability to move the ball through the air, and that should continue against a New York defense that is 24th in success rate allowed.
The Bears should get Caleb Williams back this week, and that should lead to them winning and covering against the Falcons. Atlanta lost to the Lamar Jackson-less Ravens in overtime last week, and have now covered the spread only once in their last seven at home. That trend could continue here, with the Bears boasting a hot offense.
This is a very high total for these teams, and it makes sense to go with the Under. Neither Caleb Williams nor Michael Penix Jr. is 100 percent for this matchup, and both defenses have shown enough that they can keep the offenses in check just enough to keep this total in the 40s.
The Panthers are well-rested, and their defense should be poised to stymie a banged-up Eagles offense that includes Jalen Hurts (out with a blood clot). At the same time, Carolina's offensive attack also fails to inspire a whole bunch of confidence.
News broke on Thursday that Philadelphia quarterback Jalen Hurts will not play due to a blood clot in his leg. The Eagles have a whole host of other stars listed as questionable. This is a great opportunity for the Panthers to pick up a road win, especially coming out of their bye week.
The total for Ravens vs Browns peaked as high as 43, but you can get it all the way down at 39.5. That creates significant value on the over. The over is 6-2 in the Ravens' last eight overall dating back to last season and it is 5-0 in the last five H2H.
Tyler Huntley is a capable backup QB and filled in nicely for Lamar Jackson last week, when the Ravens won 30-23 in overtime at Atlanta. The Browns are coming off a dreadful loss to the Jets.
Cashing a ticket on the total likely comes down to the Jets offense one way or another, and I like the Jets to reach the low 20s themselves here. Their run game is strong even without Breece Hall, and the Pats haven’t been as stout against opposing rushers as you'd think.
The Pats have been on a roll lately, but this is a pretty big number for a divisional game against a somewhat capable team in the Jets. In fact, New York has actually been pretty good defensively, allowing only 4.6 yards per play, fewer than 300 yards and only 19.2 points per contest – good for second, fourth and fifth in the NFL, respectively.
The backdoor is absolutely open here, but the Cardinals defense has to get stops in order to give the offense a chance, and that’s what I’m most concerned about in this matchup. Arizona ranks 29th or worse in EPA per play and success rate allowed when trailing, surrendering the second-most passing and rushing touchdowns in those scenarios.
Playing at home, I’m expecting this Rams defense to clamp down on a somewhat-solid but mostly below-average Arizona offense, which should depress scoring quite a bit. The Rams could definitely flirt with 40 points and make this one a sweat, but given the short rest, we should see a heavy dose of Kyren Williams and Blake Corum once the Rams have a lead, which would keep the clock moving and Arizona’s possessions to a minimum.
The Raiders have done a solid job stopping the run, sitting sixth in defensive EPA/Rush, and could have some success in slowing down the Bills' dominant run game behind James Cook and Josh Allen. It will be a pro-Bills crowd in Las Vegas, but this is a good opportunity for the Raiders to catch Buffalo here off a short week and a game that went to overtime.
The Bills have contested a bunch of shootouts already this season, but the Under looks the right side to be on here with this total looking a little too high. Buffalo's offense has shown it can have off-days when turning the ball over five times against the Chargers, while the Raiders' offense has stalled slightly with Kirk Cousins being intercepted in each of his last three games.
The Chargers are 0-7 against the spread in their last eight games since Week 17 of 2025, while their last four opponents have a combined 13-7 record. Considering LA’s offensive struggles and Kansas City coming off the bye, look for the Chiefs to take advantage and cover at home.
The Chargers are averaging just 16.8 ppg this season, which is the third-fewest in the NFL. Given the Chiefs' defense has been solid and is coming off a bye, that situation is unlikely to change for LA. However, the Chargers D has held its own and looked good against the Broncos. They should do enough to see this total go low.
Dallas' defense has struggled mightily at points this season, and just last week let an undrafted rookie and the winless Bucs beat them as heavy underdogs. As for the Packers, Jordan Love appears to have found his groove with his two star receivers, and they should be able to dominate this Cowboys D at Lambeau Field.
Jordan Love was firing on all cylinders last week against the Bears, as both Christian Watson and Matthew Golden had more than 100 receiving yards. Dak Prescott meanwhile has stayed sharp and also has the benefit of a red-hot receiving duo. Neither defense has shown much this season and we should see tons of points in this one.
The 49ers are 5-0 and look like the best team in the NFL, but the Commanders should be able to at least stay within a touchdown here. Washington is composed of experienced NFL players, and Jayden Daniels adds a dynamic that San Francisco will struggle to slow down. Luck has gone against the Commanders, but with the 49ers banged up, that could change here.
The 49ers boast the best offense in the NFL, averaging 30.8 points per game while reaching at least 24 points in all five of their wins. The Commanders' defense has allowed the most second-half points in the NFL, which is bad news for them. Meanwhile, Washington QB Jayden Daniels' return should give the Commanders life, and they should play their part in a shootout.
| Match | Our Pick | Rating | Best Odds | Where to Bet | Action |
|---|---|---|---|---|---|
Houston Texans vs Jacksonville Jaguars | Over 42.5 | 3⭐ | +102 | Novig | Bet Now |
Houston Texans vs Jacksonville Jaguars | Spread - Jacksonville Jaguars -2.5 | 2⭐ | -106 | Novig | Bet Now |
Tennessee Titans vs Indianapolis Colts | Spread - Indianapolis Colts -6.5 | 3⭐ | -105 | DraftKings | Bet Now |
Tennessee Titans vs Indianapolis Colts | Under 44.5 | 3⭐ | +101 | Polymarket | Bet Now |
Pittsburgh Steelers vs Tampa Bay Buccaneers | Spread - Tampa Bay Buccaneers +2.5 | 4⭐ | +100 | Novig | Bet Now |
Baltimore Ravens vs Cleveland Browns | Over 39.5 | 5⭐ | -104 | Novig | Bet Now |
New York Jets vs New England Patriots | Over 43.5 | 3⭐ | +100 | Novig | Bet Now |
Chicago Bears vs Atlanta Falcons | Spread - Chicago Bears -1 | 3⭐ | +108 | Novig | Bet Now |
Chicago Bears vs Atlanta Falcons | Under 51.5 | 2⭐ | +108 | Novig | Bet Now |
New Orleans Saints vs New York Giants | Moneyline - New York Giants | 3⭐ | +101 | Polymarket | Bet Now |
New Orleans Saints vs New York Giants | Over 45.5 | 3⭐ | +101 | Polymarket | Bet Now |
Pittsburgh Steelers vs Tampa Bay Buccaneers | Over 39.5 | 5⭐ | +101 | Polymarket | Bet Now |
Carolina Panthers vs Philadelphia Eagles | Under 39.5 | 3⭐ | -105 | — | Bet Now |
Carolina Panthers vs Philadelphia Eagles | Moneyline - Carolina Panthers | 4⭐ | -107 | Polymarket | Bet Now |
New York Jets vs New England Patriots | Spread - New York Jets +7.5 | 3⭐ | -115 | — | Bet Now |
Baltimore Ravens vs Cleveland Browns | Spread - Baltimore Ravens -3 | 2⭐ | +105 | — | Bet Now |
Arizona Cardinals vs Los Angeles Rams | Spread - Los Angeles Rams -12.5 | 3⭐ | +109 | Polymarket | Bet Now |
Arizona Cardinals vs Los Angeles Rams | Under 52 | 2⭐ | -110 | — | Bet Now |
Los Angeles Chargers vs Kansas City Chiefs | Spread - Kansas City Chiefs -7.5 | 2⭐ | +102 | Novig | Bet Now |
Los Angeles Chargers vs Kansas City Chiefs | Under 41.5 | 2⭐ | +100 | Novig | Bet Now |
Buffalo Bills vs Las Vegas Raiders | Spread - Las Vegas Raiders +4.5 | 3⭐ | +101 | Polymarket | Bet Now |
Buffalo Bills vs Las Vegas Raiders | Under 53.5 | 2⭐ | +105 | Polymarket | Bet Now |
Dallas Cowboys vs Green Bay Packers | Spread - Green Bay Packers -1 | 5⭐ | +106 | Novig | Bet Now |
Dallas Cowboys vs Green Bay Packers | Over 53 | 5⭐ | +101 | Polymarket | Bet Now |
Washington Commanders vs San Francisco 49ers | Spread - Washington Commanders +7.5 | 3⭐ | -104 | Novig | Bet Now |
Washington Commanders vs San Francisco 49ers | Over 52 | 3⭐ | -105 | DraftKings | Bet Now |
Pickswise is your premier destination for free NFL picks and predictions as the 2026-27 season approaches. With the season kickoff, fans can anticipate thrilling matchups scheduled for Thursdays, Sundays, and Mondays. Our expert analysis will guide you through the intricacies of each game, helping you identify valuable betting angles and strategies to enhance your experience. Get ready to join us for a season filled with excitement, insights, and potential winnings!
This page stands apart from the crowd because we don't lean on cold, automated computer simulations to generate our numbers. We have NFL experts providing daily and weekly analysis for every NFL game this season.
Winning at sports betting isn't just about picking winners; it's about identifying when the major sportsbooks have priced a risk incorrectly. That's the mindset behind every one of our NFL picks tonight, and it's the difference between a bettor who wins in the long run and one who guesses.
Our experts monitor lines early in the week to capture closing line value (CLV) before public money has a chance to shift the market. Betting a number before it moves is one of the clearest markers of sharp, sustainable handicapping. From there, we continue adjusting our picks in real time as final injury declarations are submitted, ensuring our NFL Pickswise recommendations today reflect the most current information available before kickoff.
A half-point discrepancy might look trivial on paper, but over an 18-week season it can be the difference between a win, a push or a loss. That's why line shopping is non-negotiable for any serious bettor chasing free NFL picks for today. Most bettors focus entirely on which team to pick and treat the number itself as fixed, but the sharpest bettors understand that the price you get is just as important as the side you take.
Pickswise's dynamic NHL odds widget lets you compare lines across some of the best nfl betting sites like DraftKings, FanDuel and BetMGM in seconds, so you can find the best number before you place a wager. Rather than opening five separate apps and toggling between them, the widget surfaces every relevant number in one place, which means the entire process takes seconds rather than minutes. In a market where lines can move quickly around injury news or heavy sharp action, that speed matters.
Consider a concrete example: if the Buffalo Bills are priced at -2.5 (-110) at one sportsbook and -3 (-115) at another, taking the better number and the cheaper price isn't a minor convenience. On the spread alone, that half-point matters most in games that land on or near a key number; a three-point final margin turns a -2.5 bet into a winner and a -3 bet into a push, while a -3.5 bet at a third book would have been an outright loss. The same logic applies to the odds themselves: -110 requires risking $11 to win $10, while -115 requires risking $11.50 for that same $10, meaning the bettor at the cheaper price keeps more of their bankroll working across every wager they place.
Neither of those edges feels significant in isolation, but our experts think in terms of the full season rather than a single Sunday. A bettor who consistently secures the better half-point and the cheaper price across hundreds of wagers over 18 weeks is compounding a real, measurable advantage, often enough, on its own, to turn a break-even season into a profitable one. That's why we treat line shopping not as an optional habit for serious bettors, but as a foundational discipline behind every one of our NFL picks tonight.
Sportsbooks typically release the next week's opening lines on Sunday evening or Monday morning, right as the current week's games are wrapping up. From that moment, the number is in motion and understanding why it moves is just as important as knowing where it started.
Several catalysts drive line shifts throughout the week. Heavy financial action from "sharp" bettors, the wagers large enough or well-informed enough to move a market on their own, can push a number early, often before the general public has even started paying attention to a given matchup. Breaking injury news is another major driver: a starting quarterback landing on the injury report midweek, or a key pass rusher being ruled questionable ahead of a Thursday game, can shift a spread by a full point or more within hours. Shifting weather forecasts play a similar role as gameday approaches, particularly for outdoor, cold-weather, or high-wind matchups where a total might get hammered down as the forecast solidifies. Even something as small as an offhand comment from a head coach during a Wednesday press conference, a hint about a workload change, a lingering injury, or a game-plan philosophy, can be enough to nudge a total or a spread if the market interprets it as meaningful information.
Our handicappers track all of it in real time, cross-referencing beat reporter updates, practice participation reports and market movement itself to build a clear picture of why a number is moving and whether that movement is justified. That distinction matters, because not every line move reflects new information; some are driven purely by public money piling onto a popular side, which is a very different signal than a shift caused by a genuine injury development. Learning to tell the two apart is a core part of how we build every NFL tips today recommendation and it allows our team to anticipate movement before it happens rather than react to it after the fact.
That anticipation is what turns our NFL tips today into more than just a final recommendation. We tell readers whether it makes sense to buy a line immediately when the value is available, because the number is likely to worsen as the week goes on, or whether it's smarter to be patient and wait for public money to push the number in a more favorable direction first. Knowing which of those two approaches applies to a given game is often the single biggest factor separating a well-timed bet from a poorly timed one.
Public betting refers to the consensus percentage of bet tickets written on a specific side of a game. Casual bettors overwhelmingly gravitate toward favorites and overs, drawn in by star power, national broadcast exposure and a natural preference for backing the team expected to win rather than the one expected to keep it close. That bias shows up in the numbers week after week and it's exactly what creates predictable, exploitable patterns in the market.
Sportsbooks are in the business of balancing risk, not picking winners. Their goal isn't to forecast the correct outcome of a game; it's to attract roughly equal money on both sides of a bet so they collect the juice regardless of the result. When the public piles heavily onto one side, whether that's a popular favorite or a marquee franchise with a large national following, books will sometimes shift the point spread artificially beyond where the true analytical number probably sits, specifically to attract action to the unpopular side and even out their liability. That gap between the "public number" and the "true number" is where contrarian value lives and it's a structural feature of the market rather than a rare occurrence.
It's important to note that fading the public doesn't mean automatically betting against whichever side has the most tickets. Plenty of heavily bet favorites are still correctly priced and blindly betting every underdog would be its own losing strategy. The skill lies in identifying the specific matchups where public perception and public money have pushed a line meaningfully past what the data supports, for instance, a well-known team receiving lopsided public support off a big win the week before, even though the matchup itself favors the opponent on paper.
Our experts specialize in identifying these contrarian spots, situations where public perception has become heavily biased toward one team, creating an opportunity for disciplined bettors to profit by betting against the crowd. We look at ticket percentages alongside money percentages, since a split between the two (a majority of tickets on one side but a majority of dollars on the other) is often a telltale sign that sharp money disagrees with the public. Fading the public isn't about being a contrarian for its own sake; it's about recognizing when popular sentiment has pushed a number away from its true value and our NFL picks today regularly flag exactly those situations so readers can act on them with confidence.
Pickswise covers every major wagering format the NFL has to offer. Below is a breakdown of each bet type and how our experts approach it.
Point spreads level the playing field between a favorite and an underdog. If the Philadelphia Eagles are -7.5 against the Chicago Bears, Philadelphia must win by more than seven points to "cover" the spread, while Chicago, as a +7.5 underdog, covers by either winning outright or losing by fewer than seven. Betting against the spread remains the single most popular way to wager on pro football because it turns even lopsided matchups into competitive betting propositions and our free NFL picks this week lean heavily on ATS analysis.
Over/under betting work when the combined points scored by both teams go over or under a number set by the sportsbook. Our totals analysis goes well beyond raw scoring averages; weather conditions, offensive pace of play and red-zone defensive efficiency all factor heavily into how a game is likely to play out. A dome team traveling to a windy, cold-weather stadium late in the season, for example, is a classic totals-altering scenario our experts track closely.
Money line betting strips away the point spread entirely; you're simply picking who wins the game outright. This format is especially useful for identifying underdog upsets, since the payout on a money line dog can offer a risk-to-reward ratio heavily in the bettor's favor compared to laying points on the same team against the spread.
Parlays combine multiple legs into a single ticket, offering a much higher payout in exchange for significantly higher risk since every leg must hit. Same Game Parlays take this a step further by combining multiple outcomes from a single matchup. Our experts look specifically for correlated events within one game, a run-heavy game script paired with an under, for instance, to construct smart, calculated SGPs rather than just stacking random legs together.
NFL Prop Bet have exploded in popularity, covering everything from passing yards to anytime touchdown scorers. Our experts dig into the matchup-specific data behind these markets, looking for mismatches between an offensive line and a defensive front, or a cornerback's tendencies against a particular receiver type, to exploit prop lines that the broader market hasn't priced efficiently. Game props aren’t tied to a specific player but to an entire team. Betting whether there will be a successful 2-point conversion, a turnover on downs or both teams scoring 21+ points are all examples of game props. Game props are extremely popular for the Super Bowl.
A teaser lets bettors shift multiple spreads or totals by a set number of points, usually 6, 6.5, or 7, in exchange for a lower overall payout than a standard parlay. Unlike a normal parlay, where every leg is priced off the actual market number, a teaser lets you buy extra cushion on each leg before combining them, which is what makes it a fundamentally different tool from the other multi-leg bets covered above.
This strategy is most effective when applied around key numbers like 3 and 7, since NFL final margins cluster around those two numbers more than any others on the scoreboard. Consider a team favored by 7.5 points: on a standard bet, the bettor needs that team to win by 8 or more. Tease that same spread down by 6 points to 1.5, however, and now the bettor only needs the favorite to win outright, no matter how narrow the margin; a three-point win that would have lost the original bet now cashes with ease.
Live, or in-play, betting means wagering on dynamic odds that update continuously once a game has kicked off. This is one of the areas where human expertise has the clearest edge over automated pricing models.
A computer algorithm might misjudge a heavy favorite that comes out sluggish in the first quarter, or fail to properly weight the impact of an offensive line losing a key starter to injury mid-game. The human eye catches those shifts in real time and our live insights are built around spotting exactly those moments. Leaning on our live analysis often means readers can secure far better numbers in-game than what was available before kickoff.
Contrary to what the title implies, Pickswise handicappers don't believe in only giving NFL playoff predictions before the start of the season and at the start of playoffs - NFL playoff predictions can come at any time.
We’ll give some NFL futures predictions on which teams we expect to make or miss the NFL playoffs, and we've had some success in that department in recent years. In 2024, we correctly predicted the Washington Commanders would make the NFL playoffs at +310 odds, and they ended up making it all the way to the NFC Championship game! Our expert handicappers followed that up with NFL playoff predictions on the Jacksonville Jaguars at +180 and Chicago Bears at +184 to reach the postseason, and both obliged.
Sportsbooks allow bettors to wager on teams to make or miss the postseason at any time, and that ability extends to us. So with that in mind, we may give out NFL playoff predictions during the regular season, if we see value on a team running the table and reaching the playoffs, or if a team has made a hot start but could run out of steam.
We'll of course also deliver NFL Playoffs predictions for the start of the postseason on every game Super Wild Card Weekend, the Divisional Round, the Conference Championships and, of course, Super Bowl 61. In addition, you can also get our expert NFL Playoff bracket predictions to help you win your office pool.
The NFL Draft is one of the biggest events in the NFL calendar, as it takes place every year in the final few days of April. While the 2026 NFL Draft has already taken place, our NFL Draft predictions can drop at any time as we're already looking ahead to the 2027 edition.
For those new to the sport, the NFL Draft is where college football players are selected to join NFL teams as they turn professional. The order of the 2027 NFL Draft will be determined by team record, as whoever does the worst gets the #1 pick, the second-worst team gets the #2 pick, etc.
While the showpiece event won't take place until 2027, you can still make NFL Draft predictions in 2026, as the sportsbooks already have odds available for a number of markets, including who will be the #1 overall pick.
To be successful with NFL Draft predictions, you need to have a good understanding of both the NFL and college football. In college football, you need to know the players to gauge who will likely be the first player off the board. But on top of that, you also need to make an NFL Draft predictions order, as the player you expect to be selected first also needs to be a hole that the #1 team needs to fill. For example, if Patrick Mahomes gets injured and the Kansas City Chiefs end up picking #1 overall, it's highly unlikely they'll select a quarterback, although they could trade the pick away.
NFL Draft predictions take a lot of research, analysis and skill, and here at Pickswise, we'll look to keep you as informed as possible in the run up to April 2027.
This section serves as our glossary and educational engine, built to help readers understand core betting concepts from a practical, strategic angle rather than a dry dictionary definition.
Rain, heavy snow and sub-freezing temperatures can all alter a game script in meaningful ways, but not every weather variable carries equal weight. Sustained wind speeds of 15 miles per hour or higher tend to have a far greater impact on passing efficiency, deep-ball accuracy and field goal kicking than rain or snow alone, since wind disrupts ball flight in ways precipitation typically doesn't.
Late-season matchups that move a high-powered offense from a climate-controlled dome to a frozen, open-air stadium present another key variable our experts weigh carefully. Our totals picks in particular account for these environmental factors, since a team built around a fast-paced passing attack can look completely different once the elements are working against it.
It's our goal to provide you with the best NFL picks in the market. Our expert handicappers are all specially selected and assessed prior to joining the team to ensure their analysis. experience and results are among the best in the industry. Each capper will put hours of research into each pick and many have built statistical models to find their moneyline, spread and over/under picks so you don't have to. Check out all of our cappers free NFL picks here every week of the season.
Every pick you find on this page is hand-crafted by a human expert. Our team watches the tape, tracks late-breaking injury news, gauges locker room motivation and studies coaching schemes, the intangible factors that a simulation-driven algorithm cannot account for. Our NFL free picks today are published as soon as lines open early in the week and we continue updating our analysis right through kickoff of every Thursday, Sunday and Monday night game.
Unlike many sports tipping sites, Pickswise believes in total transparency. We don't hide our NFL picks today behind a paywall and we stand by our analysis whether a NFL prediction hits or misses. That accountability is the foundation of everything we publish.
Our team isn't made up of general assignment sports writers moonlighting as bettors. Every member of our NFL handicapping staff is a verified football analyst who understands game tape, depth charts and coaching schemes at a professional level. That distinction matters, because free NFL expert picks today are only as good as the process behind them.
We don't stop at surface-level trends either. Our specialists marry deep statistical research with on-the-ground reality, injury reports, weather, travel schedules, divisional history and more to give readers a genuine analytical edge over the betting market. That combination of hard data and live football knowledge is what separates real handicapping from guesswork, and it's why our pro football picks consistently hold up to scrutiny.
Every pick on Pickswise carries a star rating from one to five, so you can manage your risk with the same discipline our experts use. Here's how you can determine our thoughts for a pick:
Pickswise stays fully current with the NFL league's evolving schedule and structure heading into the new campaign. Here are some important dates to watch out for:
Beyond the headline dates, the 2026-27 calendar carries a few other markers worth flagging for anyone tracking the schedule closely. Thanksgiving Day once again features a full tripleheader of games, a tradition that consistently draws some of the heaviest public betting volume of the season, while a Christmas Day slate adds another high-profile stretch of holiday matchups. Staying aware of these marquee dates matters for bettors specifically because public perception and betting volume both spike around them, often pushing lines further from their true value than on a standard week, which, as covered earlier in this guide, is exactly the kind of environment where a disciplined, contrarian approach can pay off